The content of the article:
- Action options
- Documents that will be needed for the workshop
- New or used parts
- Official dealer
- Self-repair
- Repairs through a consulting firm
Any driver can get into a traffic accident. The city and the highway is a place of congestion of a large number of road users, which means that the motorist is increasingly at risk of docking with a neighboring car. Of course, the health safety of the driver and passengers will come first, and then the driver will face problems associated with the restoration of the damaged car.
The main task of the car owner is to try to restore the car after an accident. Moreover, every driver wants to spend as little time as possible on this and save some of the money.
If your health after an accident is out of danger, all documents on the road accident are drawn up accordingly, then it's time to think about the car. If your car has insurance under the CASCO policy, then you just need to call the insurance company, and they will deal with further matters.
Action options
There are several options, let's look at the more profitable:
- Payments by "calculation" or the calculation of the appraiser. You should choose to receive the amount of compensation in this way if the broken car has operating defects, prints of previous accidents, or if you will carry out the restoration of the car with the help of your own efforts, and you will not be able to present documents confirming the fact of repair and payment. With this option, you need to be especially careful when inspecting the car and clarifying the accuracy of the calculations made.
- You can contact the insurer with a request to send the broken car to a service station with which there is a contract, in order to carry out repair work.
The car service insurance company pays for the repair of the damaged car in the real amount minus the cost of the renovation.
Choosing this option, you can be sure that the organization of the car service will order the necessary parts, then the body will be repaired at a convenient time for you. The organization will notify you if it is necessary to additionally inspect the car if hidden damages are revealed that were not identified at first.
This scheme is also advantageous because in a short period of time you can restore your damaged car. This will save both time and money. You will not be running around car markets and shops looking for the right parts and spare parts.
The disadvantage of this repair method is that you will have to pay the cost of wear and tear yourself if you need to replace the damaged parts. But when carrying out restoration work, the organization of a car service can use spare parts not new, but used, which means that you will not have to pay extra.
- The insurers pay out the insurance money according to the "calculation" or according to the estimates of the appraiser. Then you carry out car repairs at the service station, present documents to the insurance company that confirm the repair and its payment. Having received all the available documents from you, the insurer sends them to the appraiser to recalculate the cost of repair work and the amount of damage caused.
The downside is the same as in the previous version - you will have to pay the cost of the renovation (wear and tear) yourself if you need to replace the damaged parts.
Documents that will be needed for the workshop
If you decide to get money from the company that insured you and have your car repaired at a service station, then you will need:
- a copy of the inspection and calculation certificate for approximate approval with the maintenance station for the repair of the damaged machine;
- make sure that the organization of the technical center, when calculating the cost of repairs, will apply the appropriate indicators of the labor intensity of the work.
- receipts confirming payment for parts or material, all these details must be in the service order order.
Reimbursement surcharge
Documents required to receive the amount in full after a traffic accident, if you yourself paid for the services of a service station:
- order-work order with a range of work on the restoration of the machine;
- receipts for parts and materials that you purchased yourself;
- receipts for all refurbishment works.
New or used parts
Taking a car for repair, the masters of the maintenance station will explain to you the admissibility and appropriateness of using used parts, the period of their delivery, and the cost.
Of course, there is a list of parts of the car that must be replaced in case of an accident, for example, passive and active safety systems.
If you do not have such support, then you need to think about whether it is possible to move the car on its own and how safe it is. If the car is able to move, then pay attention to your condition. All the same, behind the shoulders of an accident, registration, and ahead is a trip on a damaged car. Before starting the movement, check the serviceability of the steering and braking system, because otherwise the traffic rules prohibit further movement.
It is not easy and rather troublesome to restore a car after an accident, even if all costs are covered by the insurance or funds of the perpetrator of the accident. How can you make this procedure less painful and costly?
The first trouble that the driver will face is the timing of the restoration of the car. Of course, the time it takes to repair the "injured" car directly depends on the damage received. When the repair has begun, the driver can calm down at least a little. But if it did not even start, then it is much more difficult, because the required spare parts, injured in an accident, are not always at hand at the mechanic's, you need to wait for the delivery of parts.
Also, the duration of the repair will depend on the degree of damage. Having a popular car, you have a much better chance of waiting for the completion of the repair of your car faster than the owner of some new and rare model.
The next question that arises is: how and where to repair the car and how much will it cost?
Official dealer
This method of repair is most often chosen by wealthy people and those who simply do not want to solve such problems. After all, it is much easier to visit the salon where the car was purchased, give back the keys and pick up the car back in a couple of months. Everything is easy, simple, without unnecessary effort and problems, but there are several negative points.
Disadvantages:
- As a result, the price of such services may turn out to be several times higher than the average prices on the service market.
- Insufficient guarantees for paintwork and bodywork. Any car after an accident cannot be as good as new. Even if the restoration work is carried out by first-class masters, it is still impossible to say with certainty that the car will not reveal some kind of defect. And when carrying out repairs at an authorized dealer, there is also no guarantee, then expensive repairs will correspond to their high price.
- Duration of repair. The deadline is set with a margin of time. In words, it can be a couple of weeks, and in the contract - several months.
Self-repair
In this case, you yourself will search, order spare parts and materials, choose a good car service. This option for repairing a car has both advantages and disadvantages, and in approximately equal numbers.
Advantages:
- Spare parts cost.You yourself will visit all auto parts stores, ask the price, where is cheaper, which parts are only made to order, and you will find the best car service where your car will be repaired. In principle, any car service can take up the work, but the cost and quality of work will be completely different. A well-carried out repair can be much more expensive, because a good master takes a lot. But it can turn out and vice versa - the price for repairs will be high, but the quality will leave much to be desired;
- Duration of repair. The repair time is significantly reduced compared to repairs in dealerships. After all, it makes no sense for a car service to delay repairs if all the necessary parts are available. Naturally, damage to the vehicle will affect the duration of vehicle recovery.
Disadvantages:
- When ordering spare parts, you can buy a fake or a low-quality product that is sold at the cost of the original. A non-original spare part can be absolutely not inferior in quality to the original. Therefore, before ordering something, you need to study everything well.
Repairs through a consulting firm
This is a company that provides a full range of services for the repair and restoration of a car after an accident.
Such organizations select a more suitable option for repairing your car: where it is better, it is more economical to restore the car without unnecessary problems.
I would like to draw your attention to the fact that restoring a car after an accident is not easy. But if you calm down and weigh everything, then it is possible to save well on this, and rather large sums.
The main methods to reduce the cost of "revitalizing" a damaged car:
- save money when calculating the maintenance masters - this may be a medium-sized station with low tariffs;
- purchase non-original spare parts;
- order work in a workshop or in car services that are ready to offer a discount;
- follow the recommendations of the masters to help you make the right decision, and reduce the cost of restoring the car after a traffic accident.
Savings are not becoming such an important and necessary issue for everyone. But thanks to these simple tips, you can reduce the cost of repairing a car in an accident.
The insurance companies do not allocate much money to restore the car at the dealership. Some companies offer their services to restore the car after an accident, which sometimes turns out to be a very good option.
Do not forget that an expensive modern car will definitely require computer tuning, which, unfortunately, can only be offered in a large organization. For the rest, you can independently choose the one who will restore your "iron horse", you will find according to the recommendations of specialists who can help you in choosing spare parts at affordable prices, thereby saving money and time on restoration.
